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LIC Aadhaar Shila Policy: Life Insurance Corporation of India is the largest and oldest life insurance company in the country with crores of policy holders. There was a time when it is believed that only middle or rich class people can buy insurance policies, but LIC keeps on bringing LIC policies for every class of people of the country. Often women lag behind in buying an insurance policy. In such a situation, LIC has launched a special insurance policy keeping in mind the women. The name of this policy is LIC Aadhaar Shila Policy.
The special thing about this policy is that it helps you to give big returns in small investments. By investing in this scheme, you can raise huge funds for your girl child’s education and marriage. If you are also planning to invest in LIC Aadhaar Shila Policy Details, then we are giving you information about the details of this scheme-
What is LIC Aadharshila Policy?
LIC’s Aadharshila policy is a policy specially designed for women. This is a savings plan which also gives the benefit of insurance cover. In this scheme, women can prepare a big fund for the future by making small amount every day. Women from 8 years to 55 years can invest in this scheme. In this scheme, you get basic sum assured as well as extra benefits. Let us get information about investment and returns in this plan.
Aadharshila Scheme details-
- Minimum Sum Assured – Rs 75,000
- Maximum Sum Assured – Rs 3,00,000
- Policy Term – 10 to 20 years
- Premium payment term – 10 to 20 years
- Maximum age of maturity – 70 years
Investment and returns
If an investor buys Aadhar Shila Policy for 20 years and opts for Minimum M Assured of Rs 3 lakh, then he will have to deposit Rs 10,959 in the first year. After this, only Rs 899 will have to be deposited every month. In this case, every day you will have to invest only Rs 29. Your total deposit over a period of 20 years will be Rs 2.15 lakh. At the same time, on maturity, you will get a return of about Rs 4 lakh.
In this scheme, you can also invest for your 8-year-old girl and create a hefty fund for her important expenses like education and marriage. You can pay the premium of this scheme on month, three months, 6 months or yearly basis. Under this plan, the policyholder gets the benefit of death benefit. If a policyholder dies after buying the policy, then the nominee death benefit is also available. Aadhar card is necessary to invest in this scheme.
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