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Post Office Scheme National Saving Certificate: With the changing times in India, many investment options have come, but even today there are many people in the country who like to invest in Bank, LIC and Post Office Schemes. Indian Post keeps coming up with various schemes for its customers from time to time. The name of one of those schemes is National Saving Certificate. This is one of the popular schemes of the post office because by investing in it, investors get strong returns in a very short time. The special thing about this scheme is that there is no maximum limit to invest in it. Along with this, it is away from market risk and is capable of giving strong returns to the customers. Come, we are giving you information about the details of this scheme (NSC Scheme Details) and returns.
What is National Savings Certificate Scheme?
National Savings Certificate (NSC) is one of the popular schemes of the post office. Under this scheme, the investor can buy a certificate equal to his investment from the post office. This is a small saving scheme of the post office. You can invest in it according to your need. The minimum investment limit in this scheme is Rs 1,000. At the same time, no limit has been fixed for the maximum investment.
Know interest and investment period
Under the Post Office’s National Savings Certificate, customers get an interest rate of 6.8 percent. Keep in mind that this interest is available on the basis of compounding. You can invest money in this scheme for up to 5 years. Keep in mind that if a person invests Rs 1,000 in this scheme, then he will get a return of Rs 1,389 after 5 years in return. Investment in the scheme should be in multiples of Rs.100 only.
Some special things of NSC scheme-
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- You can open a single, joint account in the NSC scheme.
- Two or three people can open a joint account simultaneously.
- The account of a 10-year-old child is supervised by his parents till the child turns 18 years old.
- By investing in this scheme, you get a rebate of Rs 1.5 lakh under Income Tax Rebate section 80C.
Know how much return the customers will get-
If an investor invests Rs 10 lakh in this scheme, then he will get a return of Rs 13.90 lakh after maturity of 5 years. Significantly, under this scheme, you will get an interest of Rs 3.90 lakh in just 5 years. To take advantage of this scheme, you can open this account by visiting any post office near your home.
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