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Benefits of Student Travel Insurance: If any member of your family, brother-sister, son-daughter is going to study abroad. So this news can prove to be very useful for you. Those who go to study abroad have to do many preparations before leaving their country. In this sequence, they need to know about a travel insurance policy. With this, you can give necessary protection to the student at the time of serious illness or any accident. Know what is the special information related to it.
Why is travel insurance important
It is very important for the students who want to study abroad to have a student travel insurance policy. Student travel insurance is a type of insurance, but in addition to non-medical, medical emergency is covered. Many types of facilities like extension and auto-renewal are available in this policy. This insurance remains active as long as the student remains for studies abroad. To eliminate the financial risks of the family, buying a travel policy proves to be very beneficial for the student.
Understand Travel Insurance Costs
Student travel insurance is created by combining health insurance and international travel insurance. In this, students studying abroad have been mainly kept in mind. Indian youth in the age group of 16-35 years have been focused. Those who often go abroad for higher education. Students of this age are considered eligible for student travel insurance. The duration of this travel insurance is from 1 to 3 years. The cost of travel insurance has been kept at a minimum cover of Rs 1,50,00,000 for US and Canada and Rs 37,00,000 to Rs 1,50,00,000 for UK and other countries.
Insurance cost by country
The insurance cost of student travel insurance has been worked out for every country in the world. Also, its cover also varies from country to country. It has been kept according to the accessibility and availability of services. Medical expenses are very high in the US as compared to other countries around the world, and hence the coverage and premium for travel insurance policies are highest in comparison to other countries.
These facilities will be available
If you have to take student travel insurance plan in the country. So you have the option of many types of insurance companies. You can buy such plans from Bajaj Allianz Travel Insurance, Tata AIG Student Travel Guard, Future Generali Travel Insurance, Care Health Insurance. In this, you get many types of protection facilities like student travel insurance emergency hospitalization, pre-existing diseases, treatment in the home country, medical evacuation, loss of international driving license, interruption of studies.
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