Your every question related to 2000 rupees will be answered here? Know how and where to change currency

2000 Rupee Denomination Banknotes: Those who have 2000 rupee notes are having many questions in their mind, what should they do with this note and why RBI has decided to withdraw the 2000 rupee note.

Question-1 – Will 2000 rupee note be legally valid?

Answer – Yes, Rs 2000 note will remain legally valid i.e. legal tender status will continue.

Question-2 – Can 2000 rupee note be used for normal transactions.

Answer – Yes, RBI says that general public will be able to transact through 2000 rupee note. Along with this, she will also be able to receive it as payment. Although RBI has requested people to deposit or exchange these notes by 30 September 2023.

Question-3 – What should those who have 2000 rupee notes do?

Answer – RBI has said that common people should contact their bank branch and deposit Rs 2000 note there or exchange it with other notes. This facility will be available in all banks till 30 September 2023. Also, notes can be changed in 19 RBI regional offices till September 30.

Question – 4 – Is there any limit for depositing Rs 2000 notes in a bank account?

Answer – There is no restriction on depositing Rs 2000 notes in the bank account but it is necessary to have KYC of the customer.

Question – 5 – Is there any limit to exchange 2000 rupee notes.

Answer – The general public can exchange notes of Rs 2000 only for a maximum of Rs 20,000.

Question – 6 – Can 2000 rupee notes be changed through the business correspondents of the banks also.

Answer – Yes, through the business correspondents of the banks, the account holder can exchange bank notes of Rs 2000 up to Rs 4000 per day.

Question – 7 – When will the exchange facility start?

Answer – From May 23, 2023, Mot exchanges can be done in the regional office of the bank and RBI.

Question – 8 – Is it necessary to be a customer of the bank to exchange notes?

Answer – Those who do not have an account can go to any bank account at a time and exchange Rs 2000 notes up to Rs 20000.

Question- 9- Will there be any fee to change the note?

Answer – 2000 rupee notes can be changed absolutely free of cost, no fee will have to be paid for this.

Question – 10 – Whether any special arrangement will be made for senior citizens, disabled to exchange currency or make deposits.

Answer – Banks have been told to make special arrangements for senior citizens, disabled people so that they face less trouble.

Question-11 – Even then no one could deposit or exchange 2000 rupee notes, then what will happen?

Answer – The common people have been given four months to exchange the 2000 rupee note. RBI has appealed to the common people to take advantage of this facility within the stipulated time.

Question-12 – What will happen if the bank refuses to exchange or deposit Rs 2000 notes?

Answer – If someone faces such a problem, first he can complain to the bank. If the bank does not hear in 30 days, then the customer can complain under RBI’s Integrated Ombudsman Scheme (RB-IOS), 2021 by visiting this website cms.rbi.org.in.

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2000 Rupees Note: From May 23, up to a limit of Rs 20,000, 2000 rupee notes can be changed from the bank, notes can be deposited in accounts