What is PM Shramyogi Maandhan Yojana? Know who can get a pension of Rs 3,000 every month

PM Shram Yogi Maandhan Scheme: There is a large population in India who earn their living by working as labourers. The central and state government run many schemes for these laborers. The purpose of these schemes is that even the economically weaker section should not face any kind of problem. Till the age of 60, the laborers take out their expenses by earning daily, but after the age of 60, they are not able to do this work in their old age. In such a situation, to give them social security, the central government is running the Pradhan Mantri Shram Yogi Maandhan Yojana. Under this scheme, laborers get pension every month by the government after the age of 60 years. Come, we are telling you about the details of this scheme-

What is Shram Yogi Maandhan Yojana?

The Modi government at the center is running the PM Maandhan Yojana to provide pension benefits to the workers in old age. By investing under this scheme, every laborer gets a pension of Rs 3,000 every month after the age of 60 years. Those people who work in the unorganized sector and whose monthly income is less than Rs 15,000 can avail the benefits of this scheme. Workers working in the unorganized sector like tailors, cobblers, rickshaw pullers, people working in homes can take advantage of this scheme. To register in this scheme, your age should be between 18 to 60 years.

Know which loans cannot avail the benefit of the scheme-

• People paying income tax cannot take advantage of the scheme.
• Subscribers of EPFO, NPS and NSIC cannot take advantage of the scheme.
• For the application of this scheme, you must have an Aadhaar card and bank account.

How much pension will the laborers get

Under the PM Maandhan Yojana, every laborer can get a pension of up to Rs 3,000. This pension is available on the basis of laborers’ contribution. To take advantage of this scheme, you will have to contribute from Rs 55 to Rs 200 every month. In this, 50 percent of the beneficiary in the scheme and 50 percent of the contribution is given by the government on its behalf. If a pensioner dies, then in such a situation his wife or husband will get the amount of pension. In this case, every pensioner will get a pension of Rs 36,000 annually.

Process of applying for the scheme-

You can apply for this scheme both online and offline. You can apply online for this scheme by visiting www.maandhan.in. You have to fill the application form here. After this OTP will come on your mobile number, fill it here and your application will be completed. Wherein offline application can be given by going to Common Service Center.

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