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LIC Investment Plan: In modern times people have many options from investing to buying insurance, but even today most people invest in Life Insurance Corporation of India. In the insurance offered by LIC, along with security, the benefit of insurance is also given. Also some policy plans have the option of tax saving.
Any person can invest in LIC. If you also want to invest money in this scheme, then you can invest in LIC Regular Premium Unit Linked Plan, SIIP. In this insurance scheme, 40 thousand rupees will have to be deposited annually for 21 years. After completion of maturity, you will be given three times the amount.
What is this scheme
This is Systematic Investment Insurance Plan ie SIIP. In LIC’s SIIP plan, investors have to pay premium for 21 years. In this, the amount of premium can be deposited on monthly, quarterly, half yearly and yearly basis. If an investor chooses the annual option and deposits the premium, then he will have to invest Rs 40,000.
On choosing the half-yearly option, a premium of Rs 22,000 will have to be deposited, on choosing the quarterly option, Rs 12,000 and on choosing the monthly option, you will have to pay a premium of Rs 4,000 every month. It also has the option of a grace period.
How to get triple benefit
By depositing Rs 4000 monthly for 21 years, your total investment will be Rs 10,08,000. On maturity after 21 years, you will get around 35 lakh rupees in addition to the invested amount, which will be more than three times of your invested amount. 4,80,000 is provided to the investors under the SIIP scheme.
How to take advantage of the scheme
You can buy this policy both offline and online. You can visit any LIC office to take advantage of the offline plan. Along with this, you can visit the official website of LIC to avail online benefits.
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