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Studying Abroad: If you or any member of your family is going to study abroad then this article will prove to be important for you. Those studying abroad must have a good travel insurance policy. It provides the necessary protection at the time of any accident like a critical illness. Considering the high cost of medical treatment cost, taking travel insurance especially abroad is nothing less than mandatory. It not only covers exorbitant medical costs, but also covers various expenses like loss of passport, flight delay, individual liability. In simple words, not only will the expenses of the students going abroad for studies without suitable travel insurance increase, the tension will also increase.
Amit Chhabra, Head – Travel Insurance, Policybazaar.com says that students are advised to buy Student Travel Insurance while going abroad for studies as it not only insures students against loss of passport, flight delays and loss of baggage. Provides cover but also acts as a protection layer for them if they run into any trouble during their stay abroad. Apart from this, the most important reason to buy travel insurance is to cover the medical expenses, as the cost of medical treatment abroad is very high.
Chhabra says that there are many student travel insurance plans for students that they can choose according to their needs. Different companies provide different types of coverage. Therefore, before opting for any policy, it is important to fully understand your requirement and coverage under the policy.
Bajaj Allianz Travel Insurance
This policy covers risks like medical expenses and accident cover, family travel, sponsor accident cover and one policy for the whole year.
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Tata AIG Student Travel Guard
The plan provides cover for accidents and illnesses, compensation visits, study interruption, travel assistance, kidnapping cover, personal liabilities, loss or delay in baggage. Even though you pay in rupees at the time of buying the insurance, the coverage is given in dollars.
Future Generali Travel Insurance
This plan is also known as Future Student Suraksha, this coverage provides coverage for medical expenses, tuition fee reimbursement, loss of passport, baggage delay, loss of luggage and sponsor protection.
Care Health Insurance
Student Travel Insurance provides protection against emergency hospitalization, pre-existing diseases, treatment at home, medical evacuation, loss of international driving license, study interruption, etc.
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