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Sukanya Samriddhi Yojana: If you are the father of a daughter, or have recently become a father. So you must make some investment regarding his future. This news can prove to be of your use. The Central Government (Modi Government) is running a grand ambitious scheme keeping in mind the expenses of higher education and marriage of daughters. Its name is Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana – SSY). Crores of families across the country are taking advantage of this scheme. Right now 3,03,38,305 people have joined the Sukanya Samriddhi Yojana in the country.
what is the plan
The Central Government had started the Sukanya Samriddhi Yojana for the bright future of the daughters of the country. This scheme was started under the ‘Beti Bachao, Beti Padhao’ campaign. Joining this scheme helps parents to bear the expenses for their daughters from education to marriage.
This is how you can take advantage
If your daughter’s age is less than 10 years. So you can open Sukanya Samriddhi account anytime. This account can be opened with a minimum balance of Rs.250. Earlier, 1000 rupees had to be deposited in it, but now it is not so. Also, Rs 1.5 lakh can be deposited in Sukanya Samriddhi Scheme in any financial year.
How to open account
Under this scheme, you can open an account by going to any post office or bank. It can be continued till 21 years of account opening or till the daughter turns 18 years. After this, when the daughter turns 18, you can withdraw up to 50% of the amount from this account for higher education. Along with the birth certificate of the daughter, the identity card of the daughter and her parents/guardian will also have to be given. On which your home address should be. Aadhaar card can be used.
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Will get tax exemption
By investing in Sukanya Samriddhi Yojana, you get tax exemption under section 80C of the Income Tax Act. You can avail tax exemption by investing Rs 1.5 lakh every year. The returns received in this scheme are tax-free. By investing in Sukanya scheme every financial year i.e. till March 31, you can avail tax exemption for the financial year. During this time, if you join this scheme, you will get 7.6 percent interest.
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