Now UPI payment can be done even without smartphone and internet, read the complete process here

UPI Payment Without Internet: UPI has made the transaction work easy. Ever since the option of UPI payment has become available, people have got relief from carrying a purse in their pocket. Today UPI payment has become so much in trend that many UPI payment options like Paytm, Google Pay, PhonePe are available everywhere from big malls to tea shops. For this reason, now most people have stopped keeping cash. Many times it happens that due to lack of internet, it becomes difficult to make UPI payment, but now this problem has also been resolved. Now you will be able to make UPI payment even without internet. Let’s know how…

Make UPI payment without internet like this

You can use UPI through Unstructured Supplementary Service Data (USSD) code to make payments without internet. Banking is very easy and convenient with the help of USSD. Whether you have a smartphone or a feature phone, you can still use this facility. It was launched by NPCI in November 2012 with only BSNL and MTNL but now it is available on all telecom networks. According to NPCI, *99# service is also available in Hindi, English and 13 other languages. This service is with 83 major banks.

how does it work

To make UPI payments without internet, first you have to set up your account. For that first you have to dial *99# in your phone. After this, after selecting the language, you have to give your bank related information like name and first four letters of IFSC code. After this you will get to see the list of your bank, from this list choose the bank making the payment. After this, enter the last six digits of your debit card and the expiry date. After this, your UPI payment process will be completed even if there is no internet connection.

This is the mode of payment

in your phone to make payment *99# dial and then 1 Press .

Now select the desired option and enter the UPI ID/Bank Account Number/Phone Number.

Now enter the amount you want to send and enter your UPI PIN.

After doing this your payment will be done successfully.

Note: For using *99# service, you will be charged Rs 0.50. With this service, you will be able to do transactions up to Rs 5000 only.

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