Keep these things in mind while insuring the car, there will be no problem in the settlement of the claim

The risk of accident also remains due to walking on the road, that is why it becomes necessary to get vehicle insurance. If you have proper Motor Insurance, then in the event of an accident, it saves you from financial trouble. Insurance not only covers damages caused to your vehicle but also damages caused to your vehicle or driver to someone else. For this reason, there is a need to take precautions while taking insurance of vehicles or while renewing them.

Take this plan instead of third party

First of all, let us tell you that India is one of the worst countries in terms of vehicle accidents. Most of the road accidents happen here. This is the reason why third party motor insurance is mandatory in India. However, people are always advised to go for comprehensive cover instead of just third party motor insurance as it provides better protection than mere third party insurance.

These advantages of comprehensive plan

Comprehensive insurance covers both the insured and the third party in case of an accident or any damage to the vehicle. Along with this, Personal Accident Cover, Own Damage Cover, 24-hour Road Assistant (24/7 Road Side Assistance), Theft Protection etc. facilities are also available. Whereas in third party insurance only the liabilities of the third party are covered.

In any case, to make a successful claim, it is first necessary that you understand your policy and know the correct procedure for making a claim. In some cases, the insurance company rejects the insurance claim. If you pay attention to these things, then you can also avoid the cases of claim rejection.

Be sure to keep these things in mind

• Compare the insurance with other plans before buying. Consider the features, benefits and premium as per your requirement.
• While buying insurance, understand the process of making an insurance claim properly. This is the biggest reason for claim rejection.
• Do not delay in claiming after the accident. The longer you delay in claiming, the higher the risk of rejection.
• Never make false claims. If you are honest while claiming and work with transparency, then the chances of getting rejected will be less.
• While buying insurance, do check that what is the claim settlement ratio of the concerned company.