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Rural Postal Life Insurance Scheme: Every section of the country wants to invest according to their salary and needs. With the changing times, now many types of investment options have come in the market, but even today a large population of the country is looking for a safe investment scheme. Such Post Office Scheme, LIC, Bank FD and government schemes are considered good for them. Post Office has designed many of its schemes especially for the rural population, which is capable of giving strong returns to the investors in the long term.
Today we are going to give you information about such a government scheme which has been specially made by the post office for the people living in the village. Rural Postal Life Insurance Schemes of the Post Office runs many schemes under the program. The name of one of those schemes is Gram Suraksha Yojana. If you also want to get big funds in future, then you can invest in this scheme. Come, we are giving you information about the details of this scheme-
Who can invest in Village Security Scheme?
Any Indian citizen whose age is between 19 to 55 years can invest in Post Office Gram Suraksha Yojana. The maturity amount of this scheme can be obtained at the maximum age of 80 years. In this you can invest from Rs 10,000 to Rs 10 lakh. In this scheme, you can pay the premium on the basis of every month, three months, 6 months or annually.
What is Gram Suraksha Yojana Scheme?
The Rural Postal Life Insurance Scheme was launched by the post office in the year 1995. Under this scheme, investors will have to invest only Rs 1500 every day. After this, you will get a total fund of 35 lakhs on maturity. This means that in this case you will have to invest only 50 rupees every day. If you buy the policy till the age of 55 years, then you will have to pay Rs 1515 for Rs 31.60 lakh. At the same time, to get Rs 33.40 lakh in 58 years, Rs 1,463 and to get Rs 34.60 on maturity of 60 years, only Rs 1411 per month will have to be paid.
Loan facility is available on the scheme-
Let us tell you that by investing in the Gram Suraksha Scheme, you also get the facility of loan against the scheme. The thing to note is that to get the loan, you have to invest in the scheme continuously for at least 4 years. Only after this you will be eligible for the loan. Along with this, if you have missed paying the premium, then you can restart the policy by paying it again.
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