Festive offer from ICICI Bank, discount on home-car loan, cashback along with discount on shopping

ICICI Bank Festive Offer: The festive season is just about to knock. In the coming festive season, people are planning to shop fiercely. In festivals, people also buy cars by taking their dream homes. Anyway, after two years this is going to be the first Corona free festive season. In such a situation, to redeem the festive season, private sector giant ICICI Bank has come up with Festive Bonanza Offer. In which a discount and cashback of up to Rs 25,000 will be available on shopping through the bank’s credit-debit card, internet banking, consumer finance and cardless EMI.

By using the bank’s debit-credit card, customers can avail a variety of benefits. They can shop using cardless EMI to no-cost EMI. Not only this, this festive season ICICI Bank is offering offers on Home Loan, Balance Transfer, Loan Against Property, Personal Loan, Auto Loan and Two-Wheeler Loan.

Home Loan : On pre-approved home loan and pre-approved balance transfer, the customer has to pay only Rs.1100 as processing fee. Up to 50% discount is available on processing fees for home loan, balance transfer and loan against property.

Car Loan: Buying a new car during the festive season will get a car loan of 100% of the on-road price of the car. On the other hand, a car loan can be availed for 8 years equivalent to 100% valuation of the old car.

Consumer Finance: Products from leading brands like Apple, OnePlus, Samsung, Sony, LG, Voltas can be purchased on no-cost EMI. This facility will be available at the stores of Croma, Reliance Digital, Vijay Sales and Bajaj Electronics.

Personal Loan: There will be no pre-closure charges for closing the personal loan after payment of 12 EMIs. If the loan is closed before the payment of EMI for 12 months, then a closure charge of 3% will have to be paid.

Tractor Loan: There is also good news for the farmers on the festive season. ICICI Bank can take a loan to buy a tractor up to 90% of the price of the tractor. Tractor loan can be availed for up to 6 years.

Two-Wheeler Loan: ICICI Bank is going to give a loan equal to 100% of the on-road price to buy a two-wheeler on this festive season. In which an EMI of Rs 30 will have to be paid for every Rs 1,000 loan.

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