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Seeing the latest trends, your heart would also like to give a new look to the house. Now you can meet the cost of home improvement with a personal loan. Taking this decision of home renovation can be necessary for many reasons. This will increase the quality of your life and the resale value of the home. Overall your net worth will increase. Renovation is also necessary to keep the house safe and sound. This includes repairs, replacement of floors, painting, plumbing, electrical work, rectification of false ceiling and waterproofing of the roof.
But the biggest obstacle in this is the huge cost of home improvement. The best way to meet these expenses is to make regular savings and deposit money, but this is not always possible. However, now the good news is that you can take a personal loan for this. With personal loans now available, why delay home repairs or renovations?
Neither a guarantor has to be given nor anything has to be mortgaged for a personal loan. In this way it is easily available and you can use it as per your wish. Most lenders ask for minimal paperwork. And then you can decide the loan repayment period as per your convenience.
Here are five things you need to know about personal loans for home renovation:
Loan amount low, medium and high
Based on the quotation you have taken for home renovation Personal Loan for Home Repair You can get only a certain amount from him or the amount to fulfill all your needs. But with a Bajaj Finserv Personal Loan, you can avail only Rs. You can get a small amount of 1 lakh or a big amount of up to 35 lakhs. Whether you want to renovate your kitchen or that long-awaited bedroom makeover, with this type of personal loan, you can spend as per your wish.
Multiple loan repayment options
Personal loan is easy to avail and repay too. You can pay by choosing EMI at your convenience. For this, longer time is available and EMI is reduced. Although the EMI increases for repaying in a shorter period, the interest remains low. Therefore, choose the loan tenure keeping in mind your monthly expenses so that there is no difficulty in repaying.
Money will be received in 24 hours*
In most cases, the approval does not take much time and the loan amount is disbursed to your bank account within a working day.
Flexi Loan Option
Some lending organizations like Bajaj Finserv offer more flexible personal loan options. Under this, you can use the sanctioned loan amount whenever you need it. You will have to pay interest only on the amount utilised.
easy eligibility criteria
Most of the loan giving organizations have their own rules regarding the eligibility conditions under which it is decided who will get the loan. But if your monthly salary and CIBIL score is good then you get personal loan Shouldn’t be a problem.
Get Bajaj Finserv Personal Loan for Home Improvement in easy steps:
Step 1: Visit the Bajaj Finserv website.
Step 2: Start the application process by clicking on the ‘Apply’ button.
Step 3: Enter your mobile number and verify with the OTP sent to your phone.
Step 4: Enter some basic information about you, such as your full name, PAN, date of birth and pin code and click on ‘Proceed’.
Step 5: Enter the loan amount and tenor required and submit the loan application.
Bajaj Finserv Personal Loan is the best in India. Do you qualify for a personal loan? You can find out for yourself with the help of a personal loan calculator. Explore the offers available to you today and plan your home renovation without worrying about money.
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