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Pradhan Mantri Vaya Vandana Yojana: Money is needed for the regular running of life after retirement. In such a situation, the government is running many pension schemes and investment schemes for the citizens, which give a certain amount of benefit to the people after 60 years. If you also want to overcome the lack of money in your future, then you can invest in one such scheme.
This scheme will give an amount of 18 thousand 500 every month after retirement. This scheme is run by the government, due to this there is no loss in it and in this both husband and wife can take advantage of pension. Apart from this, the entire amount will be returned with interest after 10 years under this scheme. This scheme for senior citizens is none other than Pradhan Mantri Vaya Vandana Yojana.
Investment can be done till March 2023
Pradhan Mantri Vaya Vandana Yojana was started on 26 May 2020. Investments can be made in this till 31 March 2023. A maximum of Rs 15 lakh can be invested under this scheme. Earlier it was started by the Government of India, but now it is being run under the Life Insurance Corporation of India.
Both husband and wife can take advantage
If the couple has crossed the age of 60 years and want to invest, then they can separately invest up to Rs 15 lakh in this scheme. Under this, both can invest up to Rs 30 lakh. The maximum interest of 7.40 percent is being given in this scheme. In this scheme, people aged 60 years or more can opt for monthly or annual pension scheme.
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If husband and wife invest separately, the total amount will be Rs 30 lakh. Under this scheme, an interest of 7.40 percent will be given, which means that the annual interest will be Rs 222000 and if distributed in 12 months, this amount will be Rs 18500. That is, this amount will be given as pension every month.
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