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Unclaimed money in Savings Account and FDs: In the 7th meeting of the Financial Stability and Development Council, Finance Minister Nirmala Sitharaman has asked all the financial regulators to run a campaign for the unclaimed amount. This includes shares, dividends, mutual funds, insurance policies and banks. According to PTI, Economic Affairs Secretary Ajay Seth had said that all financial institutions should return their money to customers as soon as possible through a special drive.
What is unclaimed amount?
The account in which no activity has been done for a period of ten years or more is called unclaimed amount. According to RBI, in the financial year 2021-22, the unclaimed amount in banks has reached Rs 48,262 crore. Whereas in the financial year 2020-21, this amount was Rs 39,264 crore. If you also want to check the unclaimed amount of savings account or fixed deposit account of different banks sitting at home, then we are telling you its easy process.
HDFC Bank customers check unclaimed amount like this-
For this, first click on the link https://leads.hdfcbank.com/applications/webforms/apply/HDFC_Inoperative_acc/HDFC_Inoperative_acc.aspx. After that fill your name in the search box and submit it. Here you will get the address of the branch where your unclaimed amount is deposited. If you want to revive this account then visit your nearest branch. After this submit the application to activate the account. Along with this, you will also have to submit your ID. After this your account will be activated after checking.
ICICI Bank customers check unclaimed amount like this-
Visit https://nli.icicibank.com/NewRetailWeb/loadInoperativeAccounts.htm to know the customer unclaimed amount of ICICI Bank. After this, enter all the information sought and submit it. If your account is available then you will get the information of that branch. Apart from this, you can also get information about the unclaimed amount by visiting the branch of ICICI Bank.
Canara Bank and SBI customers check unclaimed amount like this-
At the same time, the customers of Canara Bank can also find out the unclaimed amount sitting at home. For this visit the link https://canarabank.com/Unclaimed-Deposit.aspx. Search here by entering your name, city name. On the other hand, the customers of State Bank of India, the largest government bank in the country, can get information about their outstanding amount by clicking on https://sbi.co.in/web/customer-care/inoperative-accounts.
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