[ad_1]
PM Mudra Loan: It has been eight years since the Pradhan Mantri Mudra Loan Yojana started. The Modi Government of the Center started the Pradhan Mantri Mudra Loan Scheme on 8 April 2015. Under this scheme, the government tries to promote entrepreneurship ie self-employment in the country. According to the data released by the Finance Ministry on Saturday, so far in eight years, the government has distributed an amount of 23.2 lakh crores under PM Mudra loan to more than 40 crore people.
Loan is available in total three categories
Under Pradhan Mantri Mudra Yojana, people starting their business are given loans in three categories. The first category is the infant. Under this, people get a guarantee free loan of Rs 50,000. On the other hand, the second category is Kishore, under which loans ranging from Rs 50,000 to Rs 5 lakh are given. On the other hand, the third category is Tarun, under which loans ranging from Rs 5 lakh to Rs 10 lakh are given. According to the information given by the Government of India, out of total loans given by 40.82 crore people, 33.54 crore loans are of Shishu category. On the other hand, loans have been given to 5.89 crore people under Kishor category and 81 lakh people under Tarun.
More than 40.82 crore loans amounting to ₹23.2 lakh crore sanctioned since launch of Pradhan Mantri MUDRA Yojana #PMMY scheme #8YearsOfMudraYojana
Read more in Hindi ➡️ https://t.co/7QE9hUDtQ0
Read more in Hindi ➡️ https://t.co/yXtjm8L5Pt pic.twitter.com/OYOB6OcLqI
— Ministry of Finance (@FinMinIndia) April 8, 2023
Women entrepreneurs got a boost under PM Mudra loan
The Modi government at the Center had started the PM Mudra Yojana so that under this the youth of the country can get collateral free loans without any guarantee to start their own business. Under this scheme, a large number of youths have been helped to start their own business. Under this scheme, the government has given 21 percent of the total loans given till March 24, 2023, to new businesses. At the same time, 69 percent of this loan has been given to women entrepreneurs and scheduled castes, tribes and other backward classes.
under #PMMYloans are provided under three categories:
✅Shishu: covering loans up to Rs. 50,000/-
✅Kishore: covering loans above Rs. 50,000/- and up to Rs. 5 lakh
✅Tarun: covering loans above Rs. 5 lakh and up to Rs. 10 lakh#8YearsOfMudraYojana pic.twitter.com/UAoKjCtrmA— NSitharamanOffice (@nsitharamanoffc) April 8, 2023
What are the documents required to apply for Mudra loan?
For PM Mudra loan, you need important documents like Aadhaar Card, PAN Card, Voter ID Card and Driving License in the form of ID Proof. ) such documents as would be required. Along with this, you will need business certificate and business address to give proof of your business. Along with this, you will also need at least two passports. To get loan under this scheme, you visit the website of mudra.org.in. Apart from this, you can also get a loan by visiting any government or private bank.
read this also-
[ad_2]
Source link