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PM Fasal Bima Yojana: Farmers have to wait a long time after sowing the crop. Meanwhile, they have to spend more money for irrigation, weeding and other works, and when the crop is ready, money is also needed for harvesting and transportation. In such a situation, farmers have to spend a lot of money to grow the crop during one season.
Meanwhile, if crop failure occurs due to rain or storm or natural calamity causes heavy damage to the crops, then the farmers may be burdened with debt. To reduce this burden, the government has started Fasal Bima Yojana. Under this, the government gives financial assistance to the farmers. If you get insurance under the crop insurance scheme, then you can take advantage of it. Right now Rabi crops are being insured and registration will be done in this scheme by 31st December.
when will you get benefit
If your crops have been damaged due to rain, flood, storm, then you will have to inform about it within 72 hours. You can give this information to the agriculture department through toll free number, email, agriculture office and other means. The premium for Kharif, Rabi and commercial or horticulture crops has been fixed at 2, 1.5 and 5 percent respectively.
Which farmers get benefits
Under this scheme, all the farmers doing farming are given the benefit of crop insurance scheme. Farmers who take loan from Cooperative Bank or Kisan Credit Card get automatic insurance. Under this scheme, benefits are also given to those farmers who have a credit card and do not have loans from cooperative banks.
Under what circumstances is insurance given
- Due to less rain and sowing is not done in adverse weather, it gets its benefit.
- On loss of crops due to rain, flood and natural calamities during standing crop
- Compensation is given to the crop kept in the barn or field if it is affected by cyclone, cyclonic rain, untimely rain, hailstorm.
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